Bank of Baroda invites applications for 2,500 Local Bank Officer (JMG/S-I) positions across various Indian states, with state-wise reservation and posting. Eligible candidates must be 21–30 years old as of 01.07.2025, hold a graduate degree (any discipline or professional qualification), and have at least 1 year of officer-level experience in a Scheduled Commercial or Regional Rural Bank. Applicants must be proficient in the local language of the applied state and maintain a CIBIL score of 680+.
The selection process includes an online test, psychometric assessment, language proficiency test, and GD/Interview, with qualifying criteria and negative marking. Selected candidates will undergo a 12-month probation, serve 3 years minimum (as per service bond), and be posted within the chosen state for up to 12 years or until promotion to SMGS-IV, whichever is earlier.
The online application window is open from 04.07.2025 to 24.07.2025, and fees are ₹850 for General/OBC/EWS and ₹175 for SC/ST/PwD/Women. All updates will be available on the Bank’s official website.
Category | Details |
---|---|
Post | Local Bank Officer (JMG/S-I) |
Total Vacancies | 2,500 (State-wise distribution) |
Application Start Date | 04 July 2025 |
Application End Date | 24 July 2025 |
Age Limit | 21 to 30 years (as on 01 July 2025) |
Educational Qualification | Graduation in any discipline or equivalent (CA, Engineering, etc. accepted) |
Experience Required | Min. 1 year as officer in Scheduled Commercial or Regional Rural Bank |
Language Requirement | Proficiency in local language of the applied state |
CIBIL Score Requirement | Minimum 680 at the time of joining |
Selection Process | Online Test → Psychometric Test → LPT → GD/Interview |
Application Fee | ₹850 (Gen/OBC/EWS), ₹175 (SC/ST/PwD/Women/ESM) |
Posting Location | Within applied State for 12 years or until promotion to SMGS-IV |
Probation Period | 12 months |
Service Bond | 3 years or ₹5 Lakhs + taxes if exited early |
Official Website | www.bankofbaroda.in |
Bank of Baroda Recruitment 2025: Apply for 2500 Local Bank Officer Posts
The Bank of Baroda Local Bank Officer Recruitment 2025 offers a promising opportunity for graduates with banking experience to join one of India’s largest public sector banks.
With 2,500 vacancies across multiple states, a well-structured selection process, and clear growth potential, eligible candidates are encouraged to apply before 24 July 2025. Ensure you meet all eligibility criteria, prepare necessary documents, and apply online through the official website to be part of this prestigious organization. Stay updated through the Bank’s career portal for further announcements.
Position & Eligibility Criteria (As on 01.07.2025)
Post: Local Bank Officer
Grade/Scale: Junior Management Grade / Scale I (JMG/S-I)
Total Vacancies: 2,500 (State-wise distribution with reservations)
Age Limit:
- Minimum: 21 years
- Maximum: 30 years
Educational Qualification (Mandatory):
Graduation in any discipline from a recognized University/Institute, including Integrated Dual Degree (IDD) programs.
Professional qualifications such as CA, Cost Accountant, Engineering, or Medical degrees are also eligible.
Work Experience (Minimum 1 Year):
As an officer in any Scheduled Commercial Bank or Regional Rural Bank (listed in the Second Schedule of RBI).
Experience in NBFCs, cooperative banks, payment banks, small finance banks, or fintechs will not be considered.
Experience less than 6 months or in a clerical role will not count.
Language Proficiency: Must be proficient in the local language of the State applied for (reading, writing, and understanding).
Roles & Responsibilities
As a Local Bank Officer, the candidate will:
- Aggressively acquire new customers across banking verticals (CASA, loans, wealth, digital products).
- Perform field-level canvassing, direct sales, and conversion of leads.
- Act as Relationship Manager for customers to drive engagement and retention.
- Meet monthly/quarterly sales targets and ensure digital adoption.
- Promote bundled product sales (credit/debit cards, insurance, SIPs, etc.).
- Comply with KYC/AML and all regulatory norms.
- Collaborate with backend/branch teams for smooth processing.
- Participate in marketing drives and product activations.
- Maintain sales MIS and handle operational/admin tasks as required.
State-Wise Vacancies & Reservation
Vacancies are distributed across various states with specific reservation quotas for SC, ST, OBC, EWS, GEN, and Persons with Disabilities (PwD).
Candidates can apply for one State only, and merit lists will be prepared State-wise and Category-wise.
Note:
- No change of category is allowed after registration.
- OBC candidates in the creamy layer should apply under General category.
- EWS candidates must provide valid Income & Asset Certificates.
- Ex-servicemen are not eligible under reserved categories for officer cadre.
Work Experience Requirement
- Candidates must have at least 1 year of post-qualification officer-level experience in a Scheduled Commercial Bank or Regional Rural Bank (RBI-listed).
- Experience in NBFCs or other financial entities is not accepted.
- Job profiles will be matched; profiles not aligning with Bank of Baroda’s Scale I Officer standards will be rejected.
Application Fees
- ₹850/- (inclusive of GST) for General, EWS, OBC candidates
- ₹175/- (inclusive of GST) for SC, ST, PwD, Women, Ex-Servicemen
Fees are non-refundable, regardless of test participation or selection status.
Location of Posting
Selected candidates will be posted in the applied State for the first 12 years or until promotion to SMGS-IV, whichever is earlier.
Post this period, candidates are liable for transfer anywhere in India, at the Bank’s discretion.
Scale of Pay
Pay Scale (JMG/S-I): ₹48,480 – 1,740 (1) – ₹50,220 – 1,990 (10) – ₹70,120 – 2,220 (4) – ₹78,000 – 2,300 (2) – ₹82,600 – 2,420 (1) – ₹85,920
Note: One advance increment will be granted for prior officer-level experience (≥1 year), though it will not count towards service seniority.
Credit History Requirement
Candidates must maintain a healthy credit history with a CIBIL score of 680 or above at the time of joining. Applicants with loan/credit defaults or adverse CIBIL reports will be disqualified.
Probation Period
Selected candidates will undergo a 12-month probation period from the date of joining. Performance during probation will be monitored closely.
Service Bond
Selected candidates must sign a Service Bond to serve the Bank for a minimum of 3 years, or pay a penalty of ₹5 lakhs + applicable taxes in case of early exit.
Let me know if you’d like me to continue with points 11–15 or prepare a one-page summary/infographic version.
Eligibility Criteria (Verification & Documentation)
Candidates must strictly meet all eligibility conditions (age, education, experience, etc.) as on the cutoff date — 01.07.2025.
- At every stage (application, interview, joining), candidates must present original documents along with self-attested photocopies.
- Any discrepancies between the application and submitted documents will lead to disqualification.
- No change of category (e.g., from General to OBC) will be permitted after the online application is submitted.
- Educational qualifications must be from institutions recognized by Government of India/AICTE/UGC.
- CGPA/OGPA-based results must be converted into percentage (as per university norms) and a valid certificate stating the conversion formula must be provided.
Nationality / Citizenship (As on 01.07.2025)
A candidate must be one of the following:
- A Citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before 1st January 1962 intending permanent settlement, or
- A Person of Indian Origin (PIO) migrated from countries like Pakistan, Sri Lanka, Burma, East African nations, etc., intending permanent settlement in India.
Note: Candidates under categories (ii) to (v) must possess a Certificate of Eligibility issued by the Government of India.
Selection Procedure
The selection process comprises:
a) Online Test
- Four sections, each with 30 questions (Total: 120 marks, 120 minutes):
- English Language (30 mins)
- Banking Knowledge (30 mins)
- General/Economic Awareness (30 mins)
- Reasoning & Quantitative Aptitude (30 mins)
- Minimum qualifying marks:
- General/EWS: 40%
- SC/ST/OBC/PwD: 35%
- Negative marking: 0.25 marks per incorrect answer
- Test (except English) will be bilingual (Hindi & English)
b) Psychometric Test
- Mandatory for shortlisted candidates
- Assesses alignment with Bank’s core values and sales aptitude
c) Language Proficiency Test (LPT)
Must demonstrate fluency in local language (reading, writing, speaking). Exempted if candidate has studied the language in 10th or 12th standard (with certificate proof).
d) Group Discussion (GD) and/or Personal Interview (PI)
- Shortlisting is based on Online Test merit
- Qualifying Marks:
- General: 60%
- Reserved: 55%
- Final selection based on cumulative performance in Online Test + GD/PI + any additional evaluation
Other Notes:
- In case of tie in marks, older candidates will be ranked higher.
- Bank may add or remove stages (e.g., descriptive test or case study) based on number of applications.
How to Apply
- Apply online only via: www.bankofbaroda.in → Careers → Current Opportunities
- Application window: 04.07.2025 to 24.07.2025
- Must have a valid email ID and mobile number
- Upload scanned copies of:
- Resume
- Photo & Signature
- 10th/12th Marksheet (for DOB)
- Educational & Experience certificates
- Category/Disability certificates, if applicable
- Photo/Signature Specifications:
- Photograph: 20–50 KB (.jpg/.jpeg)
- Signature: 10–20 KB
- Document size: Max 500 KB in PDF format (A4 size)
Incomplete applications or those without fee payment will be rejected.
Announcements & Communication
- All updates (call letters, test/interview dates, results, etc.) will be posted only on the official website:
www.bankofbaroda.in → Careers → Current Opportunities - No separate communication will be sent to non-shortlisted candidates.
- Candidates are advised to regularly check the website and their registered email for updates.
- Any legal dispute related to this recruitment will be under the jurisdiction of Mumbai courts.
FAQs on Bank of Baroda Local Bank Officer Recruitment 2025
What is the last date to apply for Bank of Baroda Local Bank Officer Recruitment 2025?
The last date to apply online and pay the application fee is 24th July 2025.
How many vacancies are available under this recruitment?
A total of 2,500 vacancies are available across multiple states, with reservations as per government norms.
What is the age limit to apply for the Local Bank Officer post?
Applicants must be between 21 and 30 years of age as of 01.07.2025. Age relaxation is available for reserved categories.
What is the required educational qualification for this post?
Candidates must hold a graduate degree in any discipline from a recognized university. Professional degrees like CA, Cost Accountant, Engineering, or Medical are also accepted.
Is work experience mandatory to apply?
Yes, a minimum of 1 year of experience as an officer in a Scheduled Commercial Bank or a Regional Rural Bank (RBI-listed) is mandatory.
Is experience in NBFCs or cooperative banks considered valid?
No, experience in NBFCs, cooperative banks, fintechs, payment banks, or small finance banks will not be considered valid.
What is the required credit score (CIBIL) to qualify?
Applicants must have a minimum CIBIL score of 680 or above at the time of joining.
Can candidates apply for more than one state?
No, a candidate can apply for only one state. Multiple applications will lead to cancellation of earlier entries.
Is knowledge of the local language mandatory?
Yes, candidates must be proficient in reading, writing, and understanding the local language of the state they are applying for.
Will there be a language proficiency test (LPT)?
Yes, candidates shortlisted in the online exam must pass the LPT unless they have studied the local language in 10th or 12th standard.
What is the selection process for this recruitment?
It includes an online test, psychometric test, language proficiency test, followed by group discussion and/or personal interview.
What are the minimum qualifying marks in the online test?
General/EWS candidates need 40%, while SC/ST/OBC/PwD candidates need 35% in each section.
Is there negative marking in the online test?
Yes, 0.25 marks will be deducted for each incorrect answer.
What is the probation period for selected candidates?
Selected candidates will be on a 12-month probation period from the date of joining.
Is there a service bond?
Yes, selected candidates must sign a 3-year service bond or pay ₹5 lakhs + applicable taxes in case of early exit.
What is the pay scale for the Local Bank Officer post?
The pay scale is approximately ₹48,480 – ₹85,920, along with additional allowances and benefits as per bank policy.
Will prior work experience count for seniority or promotions?
No, prior experience is not considered for service seniority or promotion.
Are Bank of Baroda employees eligible to apply?
No, current BOB officers or those who resigned in the last 3 years from officer/contractual roles are not eligible.
What is the application fee?
- ₹850 for General, EWS, and OBC
- ₹175 for SC, ST, PwD, Women, and Ex-servicemen
Fees are non-refundable.
Where can I apply for this recruitment?
Applications must be submitted online through the official website: www.bankofbaroda.in under the Careers → Current Opportunities section.
What documents are required at the time of application?
Scanned copies of your resume, photo, signature, date of birth proof, educational & experience certificates, caste/PWD certificates, and others as applicable.
In which language will the online exam be conducted?
Except for the English Language section, all other sections will be bilingual (English & Hindi).
Will candidates get call letters by post?
No, all communication including call letters will be sent through email and made available on the official website only.
Can I choose my exam centre?
You can select a preferred centre, but the bank reserves the right to allot any other centre depending on administrative feasibility.
What happens if my biometric verification fails?
Failure or refusal to participate in biometric/IRIS verification at any stage may lead to cancellation of candidature.
Can I edit the application form after submission?
No changes are allowed after submitting the application. Double-check all details before final submission.
What happens if a candidate is found guilty of misconduct?
They may face disqualification, debarment, or even termination if already appointed.
Is there a refund if the test is cancelled or I am not shortlisted?
No, the application fee is non-refundable under any circumstances.
Is there any reservation for Ex-servicemen in this recruitment?
No, ex-servicemen reservation is not applicable in officer cadre posts.
Leave a Reply
You must be logged in to post a comment.