IOB Recruitment 2025: Apply Online for Local Bank Officer (LBO) Vacancies – Eligibility, Dates and Selection Process

2025 IOB Local Bank Officer Recruitment Notification: Indian Overseas Bank (IOB) has announced the recruitment of 400 Local Bank Officers (LBO) for the year 2025–26 across various Indian states, inviting online applications from eligible candidates between 12th May and 31st May 2025. The selection process includes an online examination, Language Proficiency Test (LPT), and personal interview, with postings restricted to the state applied for.

Applicants must be graduates aged between 20 and 30 years, proficient in the local language, and meet specific eligibility and reservation criteria. Published by AUBSP, this official update provides a golden opportunity for aspiring bankers to join a reputed public sector bank and serve at the grassroots level.

IOB Recruitment 2025-26: Local Bank Officers – Key Details You Must Know

Join IOB as a Local Bank Officer in 2025: If you are aspiring to build a career with Indian Overseas Bank (IOB), here’s an excellent opportunity. IOB has officially released the recruitment notification for Local Bank Officers (LBOs) for the financial year 2025–26. In this article, we cover all the critical aspects of the notification in a clear, concise, and authentic manner—so that you can take well-informed steps toward a secure and prestigious career in the banking sector.

Detailed Overview of the IOB LBO Recruitment

IOB is inviting applications from retired bank officers who have relevant experience and familiarity with rural banking operations. The Local Bank Officer (LBO) role is part of IOB’s strategic outreach to strengthen its rural banking presence. According to the official notification, preference will be given to officers who have served in Scale II and above and are well-versed in local languages and cultural practices.

This initiative is also aligned with IOB’s broader goal of financial inclusion and rural development. As an LBO, selected candidates will play a vital role in guiding rural customers, supporting branch operations, and enhancing local engagement. AUBSP.com emphasizes that this is a golden opportunity for retired professionals to continue serving the banking sector while contributing meaningfully to rural India.

Bank Officer Jobs in IOB Local Branches 2025 Eligibility Criteria

Applicants must fulfill the following:

• Retirement Status: Should have retired from IOB or any other Public Sector Bank.
• Rank: At least Scale II or above at the time of retirement.
• Age: Must be below 63 years as of 1st April 2025.
• Experience: Proven track record in rural banking, customer service, and local area knowledge.
• Character & Fitness: Should not have been involved in any adverse action or disciplinary case in the past.

Indian Overseas Bank Officer Recruitment 2025: Apply Now

Applications are to be submitted online only via the IOB Career Page. Candidates are advised to:

1. Fill in the online application carefully with accurate details.
2. Upload the required documents such as proof of retirement, age, identity, and work experience.
3. Submit the form before the deadline: 31 May 2025.

For more clarity, AUBSP recommends checking the official IOB portal regularly for updates, FAQs, and interview schedules.

IOB Local Bank Officer Vacancy 2025 Selection and Engagement

The selection will be purely merit-based, involving:

• Shortlisting of eligible candidates based on qualifications and experience.
• Personal Interview, either virtual or in-person, to assess knowledge, communication, and suitability for the role.

Selected candidates will receive fixed monthly remuneration, which will be decided based on their last drawn pay and bank’s internal policies.

FAQs on IOB Local Bank Officer Recruitment 2025

What is the IOB Local Bank Officer recruitment 2025–26?
It is a recruitment drive by Indian Overseas Bank for 400 Local Bank Officer (LBO) posts in Junior Management Grade Scale I across multiple states.

What is the total number of vacancies announced?
A total of 400 vacancies have been announced for Local Bank Officers.

What is the application period for IOB LBO 2025?
Applications can be submitted online from 12th May 2025 to 31st May 2025.

What is the mode of application?
Only online applications are accepted via the official website www.iob.in.

Can I apply for multiple states?
No, candidates can apply for only one state. Applications for multiple states will be rejected.

Where will I be posted if selected?
Selected candidates will be posted in the state for which they have applied and will remain there for at least 12 years or until promotion to SMGS-IV, whichever is earlier.

What is the age limit for applying?
Candidates must be between 20 and 30 years of age as on 01.05.2025.

Is there any age relaxation?
Yes, age relaxation is provided as per government norms: 5 years for SC/ST, 3 years for OBC, and up to 10 years for PwBD candidates.

What is the educational qualification required?
A graduation degree in any discipline from a recognized university.

Is prior banking experience required?
No prior experience is required, but experienced candidates may get one or two increments depending on job relevance.

What is the application fee?
For SC/ST/PwBD candidates, it is ₹175; for General/OBC/EWS candidates, it is ₹850 (inclusive of GST).

What is the selection process?
The selection involves an Online Examination, Language Proficiency Test (LPT), and Personal Interview.

What is the exam pattern?
The online exam includes Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Interpretation, and English. Total 140 questions, 200 marks, duration 3 hours.

Is there negative marking in the exam?
Yes, 0.25 marks will be deducted for each wrong answer.

Is there a minimum cut-off in the exam?
Yes, sectional qualifying marks are 30% for reserved and 35% for unreserved categories.

Is knowledge of the local language mandatory?
Yes, candidates must be proficient (read, write, speak) in the local language of the state they apply for.

Will there be a Language Proficiency Test (LPT)?
Yes, LPT is mandatory unless the candidate has studied the local language in 10th or 12th standard.

Is the interview compulsory?
Yes, only candidates who clear the online exam and LPT will be called for a personal interview.

What is the final selection weightage?
Final selection is based on 80% weightage for online exam and 20% for personal interview.

What is the pay scale for selected candidates?
The basic pay is ₹48,480–85,920 plus applicable allowances like DA, HRA, etc.

What is the probation period?
Selected candidates will be on probation for 2 years.

Is there a service bond?
Yes, candidates must sign a ₹2,00,000 bond to serve for a minimum of 3 years.

Can candidates from other banks apply?
Yes, provided they meet the eligibility and have proof of relevant experience, if applicable.

What documents are required for interview?
Originals and copies of ID proof, educational certificates, experience (if any), caste/EWS/PwBD certificates, and proof of local language proficiency.

Can I change my state or category after submitting the application?
No, state and category once selected during registration cannot be changed.

Will I get travel allowance for attending the interview?
Outstation SC/ST/PwBD candidates not employed elsewhere may get second-class train fare reimbursement on producing proof of travel.

How can I download the admit card?
Admit cards will be sent to the registered email and can also be downloaded from www.iob.in.

Where will the examination be conducted?
Exams will be held in various cities across India. The full list is provided in the official notification.

What happens if I provide false information?
Providing false or misleading information will lead to disqualification and possible legal action.

Who can I contact for technical issues during the application process?
Candidates should visit the Careers section of www.iob.in for support or FAQs related to technical issues.

Is there any reservation for Ex-servicemen?
No reservation is provided for Ex-servicemen in Officer cadre, but age relaxation applies.

Is credit history checked?
Yes, candidates must have a minimum CIBIL score of 650 or more at the time of joining.

Can persons with benchmark disabilities apply?
Yes, candidates with benchmark disabilities falling under specified categories are eligible as per the RPwD Act 2016.

Is scribe facility available?
Yes, eligible PwBD candidates can use a scribe at their own cost following prescribed guidelines.

Is there any restriction on photo/signature uploads?
Yes, candidates must follow size and format specifications for photo, signature, left thumb impression, and handwritten declaration.

Where can I get future updates about this recruitment?
All official updates will be published on the IOB website at www.iob.in under the Careers section.

This recruitment drive reflects IOB’s commitment to leveraging experienced talent to uplift rural banking. By offering a structured yet flexible post-retirement engagement, the bank is not only tapping into a wealth of knowledge but also ensuring consistent service quality in remote areas.

If you meet the eligibility criteria, this is your chance to return to meaningful work and community service. AUBSP.com encourages all eligible retirees to take advantage of this well-structured opportunity and apply without delay.