The LIC AAO Specialist Recruitment 2025 notification is out with 491 vacancies including 410 AAO Specialist posts and 81 Assistant Engineer posts. Online applications are open from 16th August to 8th September 2025, with the Prelims exam on 3rd October and the Mains exam on 8th November 2025.
Candidates aged 21–30 years (32 for some posts) with required qualifications can apply. The salary package is highly attractive, starting from ₹88,635 basic pay and reaching ₹1.26 lakh per month with perks, making it a prestigious career opportunity in India’s largest insurance company.
Particulars | Details |
---|---|
Recruiter | Life Insurance Corporation of India (LIC) |
Posts | AAO (Specialist) & Assistant Engineers (Civil/Electrical) |
Total Vacancies | 491 (410 AAO Specialist + 81 AE) |
Online Application Dates | 16th August 2025 – 8th September 2025 |
Prelims Exam Date | 3rd October 2025 (Tentative) |
Mains Exam Date | 8th November 2025 (Tentative) |
Age Limit | 21–30 years (32 years for AAO-CA & Legal) |
Educational Qualification | Varies by post (CA/CS/Actuarial/Law/Engineering/Insurance) |
Salary (Approx.) | ₹1,26,000 per month in metro cities |
Application Fee | ₹700 (Gen/OBC/EWS), ₹85 (SC/ST/PwBD) |
Selection Process | Prelims → Mains → Interview → Medical Exam |
Official Website | www.licindia.in |
LIC AAO Specialist Recruitment 2025: Notification, Vacancies, Eligibility, Salary, and Exam Dates
The Life Insurance Corporation of India (LIC) has officially released the much-awaited LIC AAO Specialist Recruitment Notification 2025. Every year, LIC recruits talented candidates to join as Assistant Administrative Officers (AAO Specialists) and Assistant Engineers (AE). With more than 490 vacancies announced this year, aspirants across the country are gearing up for this golden opportunity.
If you dream of a stable government job with a lucrative salary, excellent perks, and career growth, then LIC AAO 2025 could be your gateway. In this detailed AUBSP career guide, we cover everything about vacancies, eligibility, exam dates, salary structure, selection process, and how to apply online.
LIC AAO Specialist 2025 Overview
The LIC AAO Specialist recruitment is one of the most popular competitive exams in the insurance sector. Candidates are recruited to manage finance, legal, actuarial, insurance, and corporate governance-related tasks in India’s largest life insurer.
The recruitment process is rigorous but rewarding. Aspirants must go through a Preliminary Examination, Main Examination, and Personal Interview, followed by a pre-recruitment medical test. Each stage is designed to evaluate not just aptitude but also professional knowledge, making it one of the most respected career pathways in the BFSI industry.
📌 At AUBSP, we strongly advise candidates to prepare systematically, as the competition is intense but equally rewarding for those who succeed.
LIC AAO 2025 Vacancies: Total Posts Announced
LIC has announced a total of 491 vacancies, of which 410 are for AAO Specialists and 81 are for Assistant Engineers (Civil/Electrical). These posts are distributed across different categories with reservations for SC, ST, OBC, EWS, and PwBD candidates as per government guidelines.
Breakdown of Vacancies
- AAO Specialist Posts (410 Vacancies):
- AAO (Chartered Accountant): 30
- AAO (Company Secretary): 10
- AAO (Actuarial): 30
- AAO (Insurance Specialist): 310
- AAO (Legal): 30
- Assistant Engineer Posts (81 Vacancies):
- AE (Civil): 50
- AE (Electrical): 31
👉 With the majority of vacancies in the Insurance Specialist category, candidates with life insurance experience have a significant advantage this year.
Important Dates: LIC AAO 2025 Exam Schedule
Time is crucial when it comes to competitive exams. LIC has already announced the tentative schedule for AAO Specialist Recruitment 2025. Here’s what you need to note down in your calendar:
- 📌 Start of Online Applications: 16th August 2025
- 📌 Last Date to Apply Online: 8th September 2025
- 📌 Download of Call Letters: 7 days before the exam
- 📌 Preliminary Exam Date: 3rd October 2025
- 📌 Main Exam Date: 8th November 2025
👉 Candidates should regularly check the official LIC website (www.licindia.in > Careers) for updates, as dates may change due to administrative reasons.
Eligibility Criteria for LIC AAO Specialist 2025
Eligibility is one of the most important parts of the recruitment process. LIC has set clear guidelines for age, education qualification, and experience. Failing to meet these criteria may result in disqualification.
Age Limit
- Minimum Age: 21 years (as of 1st August 2025)
- Maximum Age: 30 years (32 years for AAO-CA and AAO-Legal)
- Age relaxation is available for SC/ST (5 years), OBC (3 years), PwBD (10–15 years), Ex-servicemen, and confirmed LIC employees.
Educational Qualification & Experience
- AE (Civil/Electrical): B.E./B.Tech degree with minimum 3 years’ experience in multi-storied project execution.
- AAO (CA): ICAI membership with completed articleship.
- AAO (CS): Qualified Company Secretary from ICSI.
- AAO (Actuarial): At least 6 papers cleared from Institute of Actuaries (India/UK).
- AAO (Insurance Specialist): Graduation + Fellowship of Insurance Institute of India with 5+ years of experience.
- AAO (Legal): Graduate in Law with 50% (45% for reserved categories) and 2 years of practice or legal officer experience.
📌 Pro Tip: Always double-check your eligibility documents before applying to avoid last-minute rejections.
Salary and Perks of LIC AAO Specialist 2025
The salary package of LIC AAO Specialists is one of the highest in the insurance industry. The basic pay starts at ₹88,635 per month and goes up with increments. Including allowances like HRA, DA, and CCA, the total monthly salary in a metro city is around ₹1,26,000.
Key Perks & Benefits:
- Defined Contributory Pension Scheme
- Gratuity & Group Insurance
- LTC (Leave Travel Concession)
- Medical facilities & accident cover
- Vehicle loans and mobile reimbursements
- Allowances for furniture, books, and even daily newspapers
👉 LIC jobs are not just about salary—they provide long-term stability, social prestige, and unmatched growth opportunities.
Selection Process: LIC AAO Recruitment 2025
LIC AAO selection is done through a three-stage recruitment process:
1. Preliminary Exam (Phase I)
- Online Objective Test: Reasoning, Quantitative Aptitude, and English Language.
- English is qualifying in nature and not counted in ranking.
- Negative marking: 0.25 per wrong answer.
2. Main Exam (Phase II)
- Objective Test (Reasoning, General Awareness, Professional Knowledge).
- Descriptive Paper (Professional Knowledge & English Writing Skills).
- No negative marking in mains.
3. Interview (Phase III)
- Carried out for shortlisted candidates after mains.
- Marks of mains + interview are combined for final merit.
👉 Final selection depends on merit, medical fitness, and document verification.
How to Apply for LIC AAO Specialist 2025
The application process is 100% online and candidates should complete it between 16th August to 8th September 2025.
Steps to Apply Online:
- Visit LIC’s official career page or direct Link to Apply.
- Click on “Recruitment of AAO (Specialist/Generalist/AE) 2025”.
- Register with email, mobile number, and name.
- Upload photo, signature, thumb impression, and handwritten declaration.
- Pay fees online (₹700 for General/OBC/EWS; ₹85 for SC/ST/PwBD).
- Submit and take a printout of the application form.
📌 AUBSP Tip: Don’t wait until the last day—apply early to avoid payment failures or server issues.
Why You Should Apply for LIC AAO 2025
The LIC AAO Specialist Recruitment 2025 is more than just a government job opportunity. It is a chance to be part of a respected financial institution that has served millions of Indians for decades. The attractive salary, perks, and job security make it one of the most competitive and rewarding exams in the BFSI sector.
We believe this is a career-defining opportunity for aspirants. If you meet the eligibility criteria, don’t miss this chance.
👉 Take Action Now:
- Apply before 8th September 2025 on the LIC Careers Portal.
- Start your preparation with AUBSP’s free study resources, test series, and exam strategies.
- Subscribe to our newsletter for regular updates on LIC AAO exam tips, cut-offs, and preparation guides.
FAQs on LIC AAO Specialist Recruitment 2025
What is LIC AAO Specialist Recruitment 2025?
It is the official recruitment drive by Life Insurance Corporation of India to hire Assistant Administrative Officers (Specialists) and Assistant Engineers across various streams.
How many vacancies are announced in LIC AAO 2025?
A total of 491 vacancies have been announced, including 410 AAO Specialist posts and 81 Assistant Engineer posts.
What are the important dates for LIC AAO Specialist 2025?
Online applications open on 16th August 2025 and close on 8th September 2025. The Prelims exam is on 3rd October 2025 and the Mains exam is on 8th November 2025.
What is the salary of LIC AAO Specialist 2025?
The basic pay is ₹88,635 per month and the total emoluments including allowances reach approximately ₹1.26 lakh per month in metro cities.
What is the age limit for LIC AAO Specialist 2025?
The minimum age is 21 years and the maximum is 30 years for most posts. For AAO-CA and AAO-Legal, the maximum age is 32 years. Age relaxations apply for reserved categories.
What are the posts under LIC AAO Specialist 2025?
The posts include AAO (Chartered Accountant), AAO (Company Secretary), AAO (Actuarial), AAO (Insurance Specialist), AAO (Legal), and Assistant Engineers (Civil/Electrical).
What is the eligibility for LIC AAO CA post?
Candidates must have passed the final examination of ICAI, completed articleship, and hold ICAI membership.
What is the eligibility for LIC AAO CS post?
Candidates must be qualified members of the Institute of Company Secretaries of India (ICSI).
What is the eligibility for LIC AAO Actuarial post?
Candidates must have passed at least six papers from the Institute of Actuaries of India or the Institute and Faculty of Actuaries, UK.
What is the eligibility for LIC AAO Insurance Specialist post?
A graduate degree along with Fellowship of Insurance Institute of India and a minimum of 5 years of work experience in life insurance companies regulated by IRDAI.
What is the eligibility for LIC AAO Legal post?
A law degree with at least 50% marks (45% for SC/ST/PwBD) and two years of experience as an advocate or law officer in a recognized institution.
What is the eligibility for Assistant Engineer Civil and Electrical posts?
A B.E./B.Tech in Civil or Electrical Engineering with at least three years of experience in execution of multi-storied projects and infrastructure development.
What is the application fee for LIC AAO Specialist 2025?
The application fee is ₹700 for General, OBC, and EWS candidates. For SC, ST, and PwBD candidates, the fee is ₹85.
What is the selection process for LIC AAO Specialist 2025?
The selection process includes Preliminary Examination, Main Examination, Interview, and Pre-Recruitment Medical Examination.
Is there negative marking in LIC AAO exam 2025?
Yes, negative marking applies in the Preliminary Exam with 0.25 marks deducted for each wrong answer. There is no negative marking in the Main Exam.
What is the exam pattern of LIC AAO Prelims 2025?
The prelims exam has three sections: Reasoning Ability (35 marks), Quantitative Aptitude (35 marks), and English Language (30 marks, qualifying only). The total duration is 60 minutes.
What is the exam pattern of LIC AAO Mains 2025?
The mains exam includes objective tests for Reasoning, General Awareness, and Professional Knowledge, along with descriptive papers for Professional Knowledge and English Communication Skills.
What is the duration of LIC AAO Main Exam 2025?
The total duration of the Main Examination is 2 hours and 30 minutes, with separate timings for objective and descriptive papers.
Can I apply for more than one post in LIC AAO Specialist 2025?
No, candidates can apply for only one post. Multiple applications will lead to disqualification and forfeiture of fees.
How do I apply for LIC AAO Specialist Recruitment 2025?
Candidates must visit the LIC official website www.licindia.in, register online, upload required documents, pay the fee, and submit the form between 16th August and 8th September 2025.
What documents are required for LIC AAO online application?
A scanned photograph, signature, left thumb impression, and handwritten declaration are mandatory to upload while applying online.
When will the LIC AAO call letters be available?
Call letters for Prelims and Mains will be available for download 7 days before the exam on the official LIC website.
What is the probation period for LIC AAO?
The probation period is one year, extendable up to two years, during which candidates are continuously assessed for performance.
Is there a service bond in LIC AAO Specialist 2025?
Yes, selected candidates must serve LIC for a minimum of four years including probation. If they leave earlier, they must pay ₹5 lakh as liquidated damages.
Will there be a medical test in LIC AAO recruitment?
Yes, candidates shortlisted in the final merit list must undergo a Pre-Recruitment Medical Examination before appointment.
Can PwBD candidates apply for LIC AAO Specialist 2025?
Yes, LIC provides 4% horizontal reservation for Persons with Benchmark Disabilities as per RPwD Act, 2016.
What is the career growth for LIC AAO Specialists?
AAOs can be promoted to higher managerial roles such as Administrative Officer, Assistant Divisional Manager, and even Zonal Manager over time.
Where will LIC AAO Specialists be posted after selection?
Posting depends on the cadre. For example, AAO (CS) is posted in Mumbai, AAO (Insurance Specialist) may be posted in mofussil branches for at least 5 years, and others as per LIC requirements.
Why should I apply for LIC AAO Specialist 2025?
With 491 vacancies, attractive salary, job security, and excellent perks, LIC AAO is one of the most prestigious career opportunities in the insurance sector.
The LIC AAO Specialist Recruitment 2025 is a career-building opportunity for graduates and professionals across India. With hundreds of vacancies, an excellent salary, and long-term benefits, this is one exam every serious aspirant should target.
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