Punjab and Sind Bank Recruitment 2025: Apply Online for 30 MSME Relationship Manager Posts (Contract Basis)

Punjab & Sind Bank has announced recruitment for 30 posts of MSME Relationship Managers on a contractual basis, inviting online applications from experienced professionals with a minimum of 3 years in MSME banking. The application window is open from May 29 to June 18, 2025.

Candidates must hold a full-time graduation degree (MBA preferred), fall within the age bracket of 25–33 years, and possess a minimum CIBIL score of 650. The selection process may include a written test, screening, and personal interview. AUBSP recommends interested candidates to apply early through the official website and ensure all eligibility and documentation requirements are met.

Punjab and Sind Bank Recruitment 2025: MSME Relationship Managers (Contractual Basis)

Punjab & Sind Bank, a premier public sector bank under the Government of India, is inviting online applications for the position of MSME Relationship Managers on a contractual basis. This recruitment offers a rewarding opportunity for experienced banking professionals aiming to contribute to India’s growing MSME sector.

AUBSP brings you a detailed, professionally structured guide on this recruitment, complete with key information tables, eligibility details, job responsibilities, application procedure, and more. Please read thoroughly before applying.

Vacancy Details

The vacancies are provisional and may be modified as per bank requirements.

PwBD Reservation: PwBD reservation includes 1 vacancy for Orthopedically Challenged (OC) candidates; no vacancies are reserved for VI, HI, or MD/ID categories.

Eligibility Criteria

Nationality / Citizenship

A candidate must be:

• A citizen of India, OR
• A subject of Nepal or Bhutan, OR
• A Tibetan refugee who came to India before 01.01.1962, OR
• A person of Indian origin migrated from specific countries with intention of permanent settlement.
  (Certificate of eligibility from the Government of India is mandatory for categories (ii) to (v))

Age Limit

• Minimum: 25 years
• Maximum: 33 years
  Born between May 2, 1992, and May 1, 2000 (inclusive). Age relaxation as per Govt. norms.

Educational and Professional Qualification

• Mandatory: Full-time Graduation from a recognized university/institution.
• Preferred: Full-time MBA (Finance/Marketing).
• Experience: Minimum 3 years in MSME banking as Relationship Manager in Bank/NBFC/Financial Institution.

Job Profile: MSME Relationship Manager

As a Relationship Manager, your responsibilities will include:

• Business development and outreach programs for MSME clients.
• Achieving targets for revenue, profit, and business volume.
• Conducting preliminary due diligence and onboarding.
• Relationship management with MSME customers.
• Cross-selling of financial products.
• Supporting branches in deal negotiations and onboarding.

Contract Terms

• Initial appointment for 1 year, extendable up to 3 years based on performance.
• One-month notice required for resignation or termination.
• Full-time commitment required (no external assignments allowed).
• Engagement is subject to medical clearance and document verification.

Selection Procedure

• Written Test (if required, based on the number of applications)
• Screening & Personal Interview

Exam Pattern

💡 Note by AUBSP: Only marks in Professional Knowledge will count toward final ranking.

Examination Centres

The test will be conducted across India including major cities such as Delhi, Mumbai, Kolkata, Chennai, Hyderabad, Patna, Bhopal, and many others. Final centers will be confirmed on your admit card.

Document Verification

You must present original and self-attested copies of:

• Identity proof (PAN, Aadhaar, Passport, etc.)
• Caste/Category certificates in the prescribed format.
• Experience certificates and NOC (if employed).
• Educational certificates (10th, 12th, Graduation, PG).
• CIBIL report showing score ≥ 650.
• Handwritten declaration, resume, thumb impression.

Application Fee

Payment must be made online. All charges are borne by the applicant.

How to Apply

Steps to Register

1. Visit https://punjabandsindbank.co.in
2. Go to Recruitment section.
3. Select the MSME Relationship Manager post.
4. Register and fill the online form.
5. Upload scanned documents including:
   • Photograph, Signature, Thumb impression
   • Handwritten declaration
   • Resume, ID, Age, Educational, and Experience Proof
6. Make the online payment.
7. Submit and take a printout for future reference.

⚠️ AUBSP urges applicants to double-check details and submit only one final application. Incomplete or incorrect forms will be rejected.

General Instructions

• Ensure eligibility before applying.
• Application once submitted cannot be modified.
• No travel reimbursement for the selection process.
• Punjab & Sind Bank reserves the right to modify the recruitment process.
• Canvassing or unfair practices will lead to disqualification.

FAQs on Punjab and Sind Bank MSME Relationship Manager Recruitment 2025

What is the last date to apply for the MSME Relationship Manager post?
The last date to apply online, including fee payment and modifications, is June 18, 2025.

When does the application process start?
The online application process begins on May 29, 2025.

What is the mode of application?
Applications must be submitted online through the official Punjab & Sind Bank website: https://punjabandsindbank.co.in

How many vacancies are there for MSME Relationship Managers?
There are 30 vacancies in total, including reservations for various categories.

Is this a permanent job?
No, this is a contractual position with an initial period of one year, extendable up to three years based on performance.

What is the minimum educational qualification required?
A full-time regular graduation in any discipline from a recognized university is mandatory.

Is an MBA required for this post?
An MBA in Marketing or Finance is preferred but not mandatory.

What is the required work experience?
Candidates must have at least 3 years of experience as a Relationship Manager in MSME banking in India.

What is the age limit for applying?
Candidates must be between 25 to 33 years old as of May 1, 2025.

Is there any age relaxation available?
Yes, age relaxation is available as per Government of India guidelines.

What is the minimum CIBIL score required?
Candidates must have a minimum CIBIL score of 650 at the time of joining.

Will there be a written test?
A written test may be conducted depending on the number of applications received.

What is the pattern of the written test?
The test includes three sections: Professional Knowledge (60 marks), English Language (20 marks), and General Awareness with Banking Reference (20 marks).

Is there any negative marking in the exam?
No, there is no negative marking in the written examination.

Which section will be considered for final merit?
Only the marks obtained in the Professional Knowledge section will be used for shortlisting and ranking.

Will there be an interview?
Yes, shortlisted candidates will be called for a personal interview.

Where will the interview be conducted?
The interview will generally be held in New Delhi.

What is the probation period for selected candidates?
The probation period is 6 months.

Where will selected candidates be posted?
They can be posted at any office or branch of Punjab & Sind Bank across India.

Is reservation applicable for this post?
Yes, reservations for SC, ST, OBC, EWS, and PwBD candidates are applicable as per government norms.

Is there any reservation for Persons with Benchmark Disabilities (PwBD)?
Yes, 1 seat is reserved for Orthopedically Challenged (OC) candidates.

What documents are required for the exam and verification?
Candidates need to carry ID proof, educational and experience certificates, category certificate (if applicable), CIBIL report, and other relevant documents.

Is biometric verification part of the process?
Yes, biometric data such as thumb impression and photograph may be captured during the exam or interview stages.

What is the application fee?
₹100 (plus GST and charges) for SC/ST/PWD and ₹850 (plus GST and charges) for General, OBC, and EWS candidates.

How can I pay the application fee?
The fee can only be paid through the online mode using a debit/credit card, net banking, or UPI.

Can I edit my application form after submission?
Yes, edits can be made within the application window, up to June 18, 2025.

What happens if I submit multiple applications?
Only the last valid and complete application will be considered.

Will I receive any confirmation after submission?
Yes, a system-generated confirmation and application form will be available for download after successful submission.

How can I contact the Bank for queries?
You may contact the Human Resources Development department via email at ho.hrd@psb.co.in

What if I provide false information or documents?
Providing false or misleading information will lead to disqualification, and the candidate may be barred from future recruitments.

Can I apply if I’m currently working in another organization?
Yes, but a No Objection Certificate (NOC) from your current employer will be required during document verification.

Will travel expenses for the exam/interview be reimbursed?
No, all expenses related to travel or accommodation must be borne by the candidate.

Punjab & Sind Bank’s initiative to recruit MSME Relationship Managers offers a golden opportunity for qualified and driven professionals to contribute to the MSME growth story in India. AUBSP recommend applying early, preparing thoroughly, and ensuring all documents are in order.

Keep checking the official Punjab & Sind Bank recruitment page and stay connected with AUBSP for timely updates and preparation tips.

Good luck with your application!