UCO Bank Apprenticeship 2025: Golden Opportunity for Graduates to Launch a Rewarding Banking Career

The UCO Bank Apprenticeship 2025 program, announced under Advertisement No. HO/HRM/RECR/2025-26/COM-03, offers a golden opportunity for graduates across India to gain one year of hands-on banking experience with a monthly stipend of ₹15,000.

Open for applications from October 21 to October 30, 2025, the initiative aims to equip young professionals with real-world financial skills through structured training under the Apprentices Act, 1961.

Eligible candidates (graduates aged 20–28 years) must register on the NATS portal and appear for the online examination on November 9, 2025, conducted by BFSI SSC. With 532 state-wise vacancies, UCO Bank’s apprenticeship program blends learning, earning, and career development—an ideal gateway for aspirants to launch a successful banking career.

Introduction: A New Chapter in Career Growth Begins with UCO Bank Apprenticeship 2025

In a competitive job market where every opportunity counts, the UCO Bank Apprenticeship 2025 program stands out as a beacon for ambitious graduates seeking hands-on experience in India’s vibrant financial sector. As a Government of India undertaking, UCO Bank has long been synonymous with trust, inclusivity, and professional excellence.

Now, through its Apprenticeship Scheme under the Apprentices Act, 1961, the Bank is offering fresh graduates the chance to learn, earn, and grow within the structured environment of a nationalized institution.

The program provides one full year of practical training, blending financial learning with day-to-day banking operations. More than just an internship, it’s a career launchpad designed to nurture India’s next generation of banking professionals. With a monthly stipend of ₹15,000, candidates not only gain exposure but also financial independence while they learn. This is your opportunity to step confidently into a banking career with prestige, mentorship, and experience.

Important Dates and Timeline: Stay Ahead of the Deadline

Timely registration can make or break your application. UCO Bank has announced a limited window for online registration—meaning aspirants must act fast to avoid missing out. The application process officially opens on October 21, 2025, and will close on October 30, 2025. Only applications submitted within this window will be accepted. Following registration, eligible candidates must complete the online examination fee payment by November 5, 2025.

The online examination, conducted by BFSI Sector Skill Council of India (BFSI SSC), is scheduled for November 9, 2025, at 11:00 AM. This remote-proctored test ensures transparency and accessibility, allowing candidates to participate from their own homes using a laptop, desktop, tablet, or smartphone.

AUBSP Advice: Do not delay your registration until the last day. Early applicants have ample time to confirm payments, verify email communications, and resolve potential portal issues before the closing deadline.

Step-by-Step Application Guide: From NATS Registration to Final Submission

Understanding the application process is crucial to ensuring your form is accepted without errors. UCO Bank mandates that all candidates register on the National Apprenticeship Training Scheme (NATS) portal, accessible at https://nats.education.gov.in.

After registration, candidates must locate the UCO Bank Apprenticeship FY 2025-26 listing, apply under their respective state, and note down their NATS Enrolment ID, which will serve as a reference for all future communications.

Once the application is successfully submitted on NATS, candidates will receive an official email from BFSI SSC (info@bfsissc.com) inviting them to provide detailed personal information, select their preferred training district, and pay the online examination fees.

Ensure every field—from your name and date of birth to category and state choice—matches exactly across both portals (NATS and BFSI SSC). Even a small mismatch can lead to rejection.

💡 AUBSP Tip: Before submission, double-check your scanned photo, signature, and educational certificates. Upload only clear, legible documents to prevent verification issues.

Application Fees and Payment Information: Transparency and Simplicity

Unlike traditional government exams, UCO Bank has made its apprenticeship application process accessible and affordable. To promote inclusion, the application/examination fees are structured category-wise as follows:

• SC/ST Candidates: No fee (completely exempted)
• Persons with Benchmark Disabilities (PwBD): ₹400 + applicable GST
• General, OBC (Non-Creamy Layer), and EWS Candidates: ₹800 + applicable GST

All payments must be made online using BFSI SSC’s secure gateway between October 21 and November 5, 2025. No other mode of payment—such as cash, cheque, or offline deposits—will be accepted. Once the payment is confirmed, the candidate will receive a digital acknowledgment, which should be saved for future reference.

AUBSP Insight: Candidates should avoid using public Wi-Fi or shared systems during fee payment. Always ensure successful transaction confirmation to avoid application rejection due to incomplete payment.

Eligibility Criteria: Who Can Apply for UCO Bank Apprenticeship 2025

The UCO Bank Apprenticeship program is open to Indian citizens and certain foreign nationals with valid government eligibility certificates (subjects of Nepal, Bhutan, or Tibetan refugees who arrived before January 1, 1962).

Applicants must be between 20 and 28 years of age as on October 1, 2025. That means they should have been born not earlier than October 2, 1997, and not later than October 1, 2005.

Educationally, candidates must hold a graduate degree from a recognized university approved by the Government of India or its regulatory authorities. The graduation should have been completed on or after April 1, 2021 to ensure fresh, industry-ready candidates.

Age Relaxation:

• SC/ST: 5 years
• OBC (Non-Creamy Layer): 3 years
• PwBD: 10 years for UR/EWS, 13 years for OBC, and 15 years for SC/ST candidates
• Widows and divorced women (not remarried): up to 35 years for UR/EWS, 38 for OBC, and 40 for SC/ST

AUBSP Note: Candidates with prior apprenticeship or one year of professional experience after graduation are not eligible to apply.

Training and Compensation: One Year of Learning, Growth, and Earnings

The apprenticeship program will run for one full year from the date of signing the contract. Selected candidates will undergo structured training that mirrors real-world banking operations—covering customer service, branch activities, digital finance, and back-office functions.

Each apprentice will earn a monthly stipend of ₹15,000, broken down as:

• ₹10,500 contributed directly by UCO Bank, and
• ₹4,500 transferred by the Government of India through Direct Benefit Transfer (DBT).

Apprentices are considered trainees only, not permanent employees, meaning no claims for regular employment or staff benefits can be made. However, this experience offers practical exposure that employers across India value highly.

AUBSP Insight: Completing a UCO Bank apprenticeship enhances employability in both private and public banking, giving participants a distinct advantage in future recruitment drives.

Local Language Requirement: Communicate with Confidence

Effective communication forms the backbone of customer service in banking. Therefore, candidates applying for a particular state must be proficient in reading, writing, speaking, and understanding the local language of that state or union territory.

Those who have studied the local language during 10th or 12th grade can provide their mark sheet as proof and will be exempted from the language test. Others will undergo a language proficiency test during document verification.

AUBSP Tip: If you’re multilingual, highlight your language skills during your apprenticeship—banks appreciate candidates who can handle diverse customers efficiently.

Selection Process and Online Examination Details

The selection process is based on an objective-type online examination conducted by BFSI SSC. Candidates will be tested on essential areas such as financial awareness, reasoning, and quantitative aptitude—core competencies for a successful banking career.

There are no sectional cut-offs, but a minimum aggregate percentage—decided by the Bank—must be achieved to qualify. Candidates from SC/ST/OBC/PwBD categories will receive a 5% relaxation.

In case of a tie, the older candidate by age will be ranked higher in the merit list.

AUBSP Pro Tip: Prepare using standard banking exam resources like current affairs digests, reasoning practice sets, and quantitative problem-solving books. Time management during the 60-minute exam is key to securing top ranks.

State-Wise Vacancies: 532 Apprenticeship Seats Across India

UCO Bank has identified 532 apprenticeship seats across multiple states and union territories.

The seats are provisional and may vary based on the Bank’s operational needs. Additionally, 9 seats have been reserved for Persons with Benchmark Disabilities (PwBD), ensuring inclusivity.

AUBSP Insight: Always apply for your home state or linguistic region, as local proficiency and residence often play a decisive role during the selection process.

Key Guidelines, Documentation & Legal Instructions

All communication—including call letters, updates, and results—will be sent via email only. Candidates must ensure that their registered email ID remains active throughout the engagement period. Regularly visit www.uco.bank.in → Careers for any updates or corrigenda.

During document verification, candidates must present original certificates for educational qualifications, age proof, caste category, and language proficiency.

• OBC certificates must be issued between April 1, 2025, and the verification date.
• EWS certificates must be valid for FY 2025–26.
  All disputes will fall under the jurisdiction of Kolkata courts.

AUBSP Note: False information, duplicate applications, or incomplete documentation can lead to immediate disqualification. Always verify entries twice before submission.

Conclusion: Turn Ambition into Achievement with UCO Bank Apprenticeship 2025

The UCO Bank Apprenticeship 2025 program is more than a training opportunity—it’s a transformational journey for India’s next generation of bankers. It combines classroom learning with hands-on experience, backed by a monthly stipend and the prestige of one of India’s leading public sector banks.

Whether you’re a fresh graduate or an aspiring finance professional, this initiative allows you to gain real-world experience, enhance employability, and build confidence in a competitive industry.

👉 Apply today via https://nats.education.gov.in and mark your calendar for October 30, 2025—the last date to apply.

FAQs on UCO Bank Apprenticeship 2025

What is the UCO Bank Apprenticeship 2025 program?
The UCO Bank Apprenticeship 2025 program is a one-year training initiative under the Apprentices Act, 1961, offering graduates hands-on experience in the banking sector with a monthly stipend of ₹15,000.

Who can apply for the UCO Bank Apprenticeship 2025?
Any Indian citizen holding a graduation degree from a recognized university, completed on or after April 1, 2021, can apply if they meet the age and eligibility requirements.

What is the official advertisement number for this recruitment?
The official advertisement number for the UCO Bank Apprenticeship 2025 is HO/HRM/RECR/2025-26/COM-03, dated October 21, 2025.

When does the application process start and end?
The online registration of applications begins on October 21, 2025, and ends on October 30, 2025.

What is the last date for payment of examination fees?
The last date to pay the online examination fee is November 5, 2025.

When will the online examination be conducted?
The remote-proctored online test conducted by BFSI Sector Skill Council of India (BFSI SSC) will be held on November 9, 2025, at 11:00 AM.

Where should candidates register for the apprenticeship?
Candidates must first register on the National Apprenticeship Training Scheme (NATS) portal at https://nats.education.gov.in before applying for the UCO Bank Apprenticeship.

What is the total number of apprenticeship vacancies announced?
UCO Bank has announced a total of 532 apprenticeship seats across various states and union territories in India.

Can a candidate apply for more than one state?
No, candidates can apply for engagement in only one state or union territory, preferably their home state. Multiple applications will result in rejection.

What is the duration of the apprenticeship training?
The total duration of training is one year from the date of signing the apprenticeship contract.

What is the monthly stipend offered during training?
Selected apprentices will receive a monthly stipend of ₹15,000, with ₹10,500 paid by UCO Bank and ₹4,500 contributed by the Government of India through Direct Benefit Transfer (DBT).

Is there any application fee for SC/ST candidates?
No, SC and ST category candidates are fully exempted from paying the application or examination fee.

What is the application fee for PwBD candidates?
Persons with Benchmark Disabilities (PwBD) are required to pay ₹400 plus applicable GST as the examination fee.

What is the fee for General, OBC, and EWS candidates?
General, OBC (Non-Creamy Layer), and EWS category candidates must pay ₹800 plus applicable GST as the examination fee.

What is the minimum and maximum age limit for applicants?
Candidates must be between 20 and 28 years of age as on October 1, 2025.

Is there any age relaxation for reserved categories?
Yes, SC/ST candidates receive a 5-year relaxation, OBC (NCL) candidates get 3 years, and PwBD candidates receive up to 10–15 years depending on their category.

Can a candidate with previous apprenticeship experience apply again?
No, candidates who have already undergone apprenticeship training with UCO Bank or any other organization are not eligible to apply.

What educational qualification is required for this apprenticeship?
A graduate degree from a recognized university or institute approved by the Government of India or its regulatory bodies is mandatory.

What is the exam pattern for the online test?
The online test will have 100 questions divided into four sections—General/Financial Awareness, General English, Reasoning & Computer Aptitude, and Quantitative Aptitude—with a total duration of 60 minutes.

Are there any sectional cut-offs in the examination?
No, there are no minimum qualifying marks for individual subjects. Candidates must achieve the overall cut-off marks set by the Bank.

Will there be negative marking in the online test?
The official notification does not mention any negative marking; candidates should check the BFSI SSC information handout for confirmation.

What is the selection process for UCO Bank Apprenticeship 2025?
Selection will be based on the online examination score and fulfillment of eligibility criteria, including language proficiency and document verification.

Who will conduct the examination?
The online examination will be conducted by BFSI Sector Skill Council of India (BFSI SSC) on behalf of UCO Bank.

Is the examination conducted online or offline?
It is a remote-proctored online examination that candidates can take from their homes using a camera-enabled device.

What ID proof is required during the online exam?
Candidates must display their Aadhaar Card, which was uploaded on the NATS portal, during the online examination for verification.

What happens in case of a tie in merit marks?
In case of a tie, the candidate who is older in age will be ranked higher in the merit list.

Will apprentices be considered employees of the bank?
No, apprentices are trainees only and are not considered employees or workers of the bank; they are not entitled to employee benefits.

Are apprentices entitled to permanent jobs after training?
No, the apprenticeship does not guarantee or confer any right to employment in UCO Bank after completion of the training period.

What is the language requirement for applying in a specific state?
Candidates must be proficient in reading, writing, speaking, and understanding at least one local language of the state they apply for.

Is there any exemption from the language test?
Candidates who have studied the local language in 10th or 12th standard and can provide proof will be exempted from the language test.

What is the total number of seats reserved for PwBD candidates?
A total of 12 seats are reserved horizontally for PwBD candidates across all states.

What categories of disability are eligible under PwBD reservation?
Eligible categories include Hearing Impaired (HI), Orthopedic/Locomotor Disability (OC), and Visual Impairment (VI).

What are the largest states with the highest vacancies?
West Bengal tops the list with 86 seats, followed by Uttar Pradesh with 46, Odisha with 42, Rajasthan with 37, and Bihar with 35 seats.

Can candidates change their details after submitting the application?
No, once the application is submitted, no changes or modifications are permitted.

How will candidates be informed about their exam and selection status?
All communication including exam links, results, and selection updates will be sent via registered email and posted on UCO Bank’s official website.

What is the official website for updates?
Candidates must regularly visit the official UCO Bank website at https://www.uco.bank.in under the “Careers” section for updates.

Where can candidates contact for technical or application-related queries?
For queries related to the online exam or portal, candidates can contact BFSI SSC at info@bfsissc.com.

Will there be a waiting list after the first merit list?
Yes, UCO Bank may release a waiting list to fill vacancies in case of non-joining or withdrawal by selected candidates.

What documents are required at the time of verification?
Candidates must produce original certificates of educational qualification, age proof, caste category, and identity documents at the time of verification.

Are there any restrictions on experience before applying?
Yes, candidates with one year or more of work or training experience after graduation are not eligible for apprenticeship.

What is the jurisdiction for any legal disputes related to this recruitment?
All disputes arising out of the apprenticeship engagement process will be subject to the jurisdiction of courts located in Kolkata.

How can candidates prepare effectively for the online test?
Candidates should focus on banking awareness, reasoning, quantitative aptitude, and English language practice, along with mock tests to enhance speed and accuracy.

Does the apprenticeship include any hostel or transport facility?
No, UCO Bank will not provide hostel, transport, or accommodation facilities during the apprenticeship training period.

Can apprentices withdraw from the training mid-way?
Candidates selected for apprenticeship cannot withdraw except for unavoidable reasons; doing so may require repayment of training costs and stipends received.

Will the Bank verify documents and eligibility before final selection?
Yes, all eligibility and qualification documents will be verified before final engagement, and discrepancies may result in disqualification.

Is the UCO Bank Apprenticeship 2025 program suitable for fresh graduates?
Yes, the program is specifically designed for fresh graduates seeking real-world banking exposure and skill enhancement under expert supervision.

What should candidates do after completing the apprenticeship?
Upon completion, apprentices can apply for full-time banking roles in public or private sector banks, leveraging their experience to boost employability.

Why should graduates apply for the UCO Bank Apprenticeship 2025?
Because it offers structured training, financial support, industry exposure, and a pathway to career growth in the banking and finance sector.